Around 2.74 million Medium and Small Enterprise (MSME) loans were sanctioned in the financial year 2023-2024, a 19.3% volume and […]
India’s flourishing economy hinges on the success of its ~40 million Micro, Small, and Medium Enterprises (MSMEs), which contribute nearly […]
India’s demand for credit is vast, yet a significant portion of the population lacks formal credit access. For example, in […]
As of March 2024, the gross non-performing assets (GNPAs) ratio for scheduled commercial banks stands at 2.8%, a 12-year low, […]
As the world becomes increasingly interconnected and digitised, each transaction and interaction generates valuable data, which, if harnessed well, can […]
A mere decade ago, instantly delving into a borrower’s financial history would have been considered sorcery. Today, however, APIs for […]
A healthy cash flow is the signifier of a thriving business. This financial status is especially beneficial for borrowers who […]
GSTR Analysis for Fintech Startups: Why it’s Crucial for GST Review and Compliance The supply of goods and services in […]
The market size of the digital lending industry in India was worth just $ 9 billion in 2012. By the […]
Implementing Goods and Service Tax (GST) in 2017 was a significant step in India’s indirect tax reforms. The goal was […]