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Fintech Startups: SWOT Analysis of RBI Regulations Regarding Consumer Borrowing

Fintech Startups: SWOT Analysis of RBI Regulations Regarding Consumer Borrowing

India, home to 9,000 fintechs, has the third-highest number of fintechs globally and holds a 14% share of Indian startup funding. Many fintech startups in India have forayed into digital lending. These fintech companies extend...
Read More
How to Leverage Balance Sheet Analysis to Make Informed Credit Decisions?

How to Leverage Balance Sheet Analysis to Make Informed Credit Decisions?

The balance sheet is a financial statement that provides information about a company's assets and its sources of capital (equity and liabilities/debt). In this context, balance sheet analysis examines a company's balance sheet to assess...
Read More
How Account Aggregators are Using ‘Informed Consent’ and Revolutionising Digital Lending

How Account Aggregators are Using ‘Informed Consent’ and Revolutionising Digital Lending

When financial data is involved, consenting without the full knowledge of the terms and conditions can have trust-reducing consequences for consumers. This can make financial consumers more reluctant to consume important services like loans. On...
Read More
Managing Risks of AI in Finance: Governance and Control

Managing Risks of AI in Finance: Governance and Control

The use of Artificial Intelligence (AI) comes with several opportunities to help businesses scale and excel in meeting their goals. AI is now being used in almost every field to build innovative products and services....
Read More
AI in Banking: Why Financial Institutions are Betting Big on Artificial Intelligence?

AI in Banking: Why Financial Institutions are Betting Big on Artificial Intelligence?

AI in banking is redefining the financial sector and changing how banks function and interact with customers. Financial institutions are assessing options and adopting groundbreaking technology to meet the ever-evolving expectations of tech-savvy customers and...
Read More
5 Ways AI in Banking Can Upend Traditional Banking Processes

5 Ways AI in Banking Can Upend Traditional Banking Processes

Traditionally, banks have proactively embraced new technologies to improve their services and gain customers. Banks have consistently rolled out tech-driven solutions, from digital ledgers and ATMs to online banking and debit cards. Today, there is...
Read More
Benefits of Cloud-Based NBFC Software for Financial Services Companies

Benefits of Cloud-Based NBFC Software for Financial Services Companies

Non-Banking Financial Companies (NBFCs) are crucial for offering various financial services in the contemporary financial and lending landscape. They act as alternatives to regular banks, using advanced tech to streamline operations, manage data efficiently, and...
Read More
How Credit Appraisal Systems Use Data Analytics to Promote Responsible Lending

How Credit Appraisal Systems Use Data Analytics to Promote Responsible Lending

Rеsponsiblе lеnding is a concеpt gaining incrеasing prominеncе. It essentially involvеs еnsuring that loans arе disbursеd to borrowеrs who havе thе ability to rеpay thеm, thus rеducing thе risk of dеfaults and financial instability. To...
Read More
Understanding AI for Credit Risk Assessment

Understanding AI for Credit Risk Assessment

Whether it’s a bank lending to someone or a company giving credit to another, it all comes down to the borrower's creditworthiness. Without evaluating this, losses are inevitable. In the scenario of a bank lending...
Read More
Automating Credit Decisions: Can AI Replace Credit Officers?

Automating Credit Decisions: Can AI Replace Credit Officers?

Credit decision-making involves assessing a borrower's repayment capacity and creditworthiness before approving a loan. It is a critical function for lenders as it helps them decide whether to extend credit to an applicant or not...
Read More
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Fintech Startups: SWOT Analysis of RBI Regulations Regarding Consumer Borrowing

India, home to 9,000 fintechs, has the third-highest number of fintechs globally and holds a 14% share of Indian startup funding. Many fintech startups in India have forayed into digital lending. These fintech companies extend credit through the Non-Banking Finance...
Read More

How to Leverage Balance Sheet Analysis to Make Informed Credit Decisions?

The balance sheet is a financial statement that provides information about a company's assets and its sources of capital (equity and liabilities/debt). In this context, balance sheet analysis examines a company's balance sheet to assess its financial position, liquidity, solvency,...
Read More

How Account Aggregators are Using ‘Informed Consent’ and Revolutionising Digital Lending

When financial data is involved, consenting without the full knowledge of the terms and conditions can have trust-reducing consequences for consumers. This can make financial consumers more reluctant to consume important services like loans. On the other hand, consumers may...
Read More

Managing Risks of AI in Finance: Governance and Control

The use of Artificial Intelligence (AI) comes with several opportunities to help businesses scale and excel in meeting their goals. AI is now being used in almost every field to build innovative products and services. AI-based predictive analysis is key...
Read More

AI in Banking: Why Financial Institutions are Betting Big on Artificial Intelligence?

AI in banking is redefining the financial sector and changing how banks function and interact with customers. Financial institutions are assessing options and adopting groundbreaking technology to meet the ever-evolving expectations of tech-savvy customers and meet emerging challenges like security,...
Read More

5 Ways AI in Banking Can Upend Traditional Banking Processes

Traditionally, banks have proactively embraced new technologies to improve their services and gain customers. Banks have consistently rolled out tech-driven solutions, from digital ledgers and ATMs to online banking and debit cards. Today, there is unmissable hype around artificial intelligence...
Read More

Benefits of Cloud-Based NBFC Software for Financial Services Companies

Non-Banking Financial Companies (NBFCs) are crucial for offering various financial services in the contemporary financial and lending landscape. They act as alternatives to regular banks, using advanced tech to streamline operations, manage data efficiently, and meet regulations. The introduction of...
Read More

How Credit Appraisal Systems Use Data Analytics to Promote Responsible Lending

Rеsponsiblе lеnding is a concеpt gaining incrеasing prominеncе. It essentially involvеs еnsuring that loans arе disbursеd to borrowеrs who havе thе ability to rеpay thеm, thus rеducing thе risk of dеfaults and financial instability. To achiеvе this, credit appraisal systems havе...
Read More

Understanding AI for Credit Risk Assessment

Whether it’s a bank lending to someone or a company giving credit to another, it all comes down to the borrower's creditworthiness. Without evaluating this, losses are inevitable. In the scenario of a bank lending money to people and companies...
Read More

Automating Credit Decisions: Can AI Replace Credit Officers?

Credit decision-making involves assessing a borrower's repayment capacity and creditworthiness before approving a loan. It is a critical function for lenders as it helps them decide whether to extend credit to an applicant or not and helps them minimise their...
Read More
1 2 3 4 5 26