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Phone number: +91 98450 76647

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Explore the Importance of Digital Data for Instant Credit Appraisal Process

Explore the Importance of Digital Data for Instant Credit Appraisal Process

Digital innovation and fintech have made life easier than ever. There is hardly any waiting in the line. You can simply book tickets, order groceries, or even secure a loan in minutes – all from...
Read More
Streamline Bank Statement Analysis with Python and AI: Faster, Smarter Decisions

Streamline Bank Statement Analysis with Python and AI: Faster, Smarter Decisions

Scaling a lending business presents a significant dilemma: higher loan volume increases potential profits but also the risk of default and fraud. Thorough risk assessment is essential, yet the sheer number of loans can make...
Read More
Key Metrics in Different Financial Statement Analysis for Bank Loans

Key Metrics in Different Financial Statement Analysis for Bank Loans

Lenders generally need to cross-examine the applicant's financial strengths and weaknesses before approving a loan application. Financial statement analysis helps them make these decisions; it involves evaluating an applicant's financial statements to assess their financial...
Read More
Bank Statement Analysis Time Reduced: Power of Precisa’s API

Bank Statement Analysis Time Reduced: Power of Precisa’s API

Extending credit inherently often carries risk for lenders, such as: Borrower's inability to repay due to job loss, unexpected expenses, or poor financial management. Economic downturns can lead to increased defaults across an entire portfolio....
Read More
Decoding Income Verification’s Role in Credit Appraisal System

Decoding Income Verification’s Role in Credit Appraisal System

Imagine applying for a loan to start your dream business. The lender is excited about your idea, but they need one crucial thing: proof that you can afford to repay the loan. That's where income verification...
Read More
Lender Awareness: Understanding the Most Common Business Loan Frauds and Scams

Lender Awareness: Understanding the Most Common Business Loan Frauds and Scams

Many lenders often decide to entice borrowers with the promise of instant loans. However, lenders’ urgency to disburse more loans and borrowers’ eagerness to receive them can have adverse consequences, especially if the former does...
Read More
Everything You Need to Know About Bank Statement Extraction As a Lender

Everything You Need to Know About Bank Statement Extraction As a Lender

Digital transformation in India has paved the way for accelerated growth in the lending domain. According to reports, the lending market size was valued at $ 270 billion in 2022. This figure is projected to...
Read More
Precisa Credit Appraisal System: A Complete Guide

Precisa Credit Appraisal System: A Complete Guide

Lenders face several challenges concerning the credit risk management process. Some of these include inadequate data quality, lack of skilled underwriting personnel, lack of data security, lack of inclusive risk assessment strategies, and poor compliance...
Read More
Red Flags in GSTR Analysis: What Lenders Should Look For When Reviewing Returns

Red Flags in GSTR Analysis: What Lenders Should Look For When Reviewing Returns

As the world becomes increasingly interconnected and digitised, each transaction and interaction generates valuable data, which, if harnessed well, can offer invaluable insights and aid decision-making. One such revolutionary use of data is the leveraging...
Read More
4 Major Challenges Faced By Fintech Companies in India

4 Major Challenges Faced By Fintech Companies in India

As a young, innovative, and ambitious country, India is on the cusp of a tech revolution through extensive digitisation across all the major sectors including manufacturing, healthcare, transport, agriculture, and finance. Despite being relatively young,...
Read More
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Explore the Importance of Digital Data for Instant Credit Appraisal Process

Digital innovation and fintech have made life easier than ever. There is hardly any waiting in the line. You can simply book tickets, order groceries, or even secure a loan in minutes – all from the comfort of your home....
Read More

Streamline Bank Statement Analysis with Python and AI: Faster, Smarter Decisions

Scaling a lending business presents a significant dilemma: higher loan volume increases potential profits but also the risk of default and fraud. Thorough risk assessment is essential, yet the sheer number of loans can make this process overwhelming. Lenders that...
Read More

Key Metrics in Different Financial Statement Analysis for Bank Loans

Lenders generally need to cross-examine the applicant's financial strengths and weaknesses before approving a loan application. Financial statement analysis helps them make these decisions; it involves evaluating an applicant's financial statements to assess their financial health and determine their creditworthiness....
Read More

Bank Statement Analysis Time Reduced: Power of Precisa’s API

Extending credit inherently often carries risk for lenders, such as: Borrower's inability to repay due to job loss, unexpected expenses, or poor financial management. Economic downturns can lead to increased defaults across an entire portfolio. Lenders may fall victim to...
Read More

Decoding Income Verification’s Role in Credit Appraisal System

Imagine applying for a loan to start your dream business. The lender is excited about your idea, but they need one crucial thing: proof that you can afford to repay the loan. That's where income verification comes in – a crucial...
Read More

Lender Awareness: Understanding the Most Common Business Loan Frauds and Scams

Many lenders often decide to entice borrowers with the promise of instant loans. However, lenders’ urgency to disburse more loans and borrowers’ eagerness to receive them can have adverse consequences, especially if the former does not perform due diligence. For...
Read More

Everything You Need to Know About Bank Statement Extraction As a Lender

Digital transformation in India has paved the way for accelerated growth in the lending domain. According to reports, the lending market size was valued at $ 270 billion in 2022. This figure is projected to grow at a compound annual...
Read More

Precisa Credit Appraisal System: A Complete Guide

Lenders face several challenges concerning the credit risk management process. Some of these include inadequate data quality, lack of skilled underwriting personnel, lack of data security, lack of inclusive risk assessment strategies, and poor compliance monitoring frameworks. These multiple challenges...
Read More

Red Flags in GSTR Analysis: What Lenders Should Look For When Reviewing Returns

As the world becomes increasingly interconnected and digitised, each transaction and interaction generates valuable data, which, if harnessed well, can offer invaluable insights and aid decision-making. One such revolutionary use of data is the leveraging of Goods and Service Tax...
Read More

4 Major Challenges Faced By Fintech Companies in India

As a young, innovative, and ambitious country, India is on the cusp of a tech revolution through extensive digitisation across all the major sectors including manufacturing, healthcare, transport, agriculture, and finance. Despite being relatively young, the financial technology (fintech) landscape...
Read More
1 2 3 27